Dr Saxe

Some Good Old Fashioned Camping Is In Order

With such great weather for the next few days it has brought on a craving to be spending time Outdoors. Some Camping and Hiking sounds like a great idea, but I’m sure that the ground is still a bit frozen from the harsh coldness and all the snow that has been so abundant for the past several months. But the real Spring season should be rolling around pretty soon and I’d like to get out the Sleeping Bags and Tents out and take a weekend to do some good old fashioned camping with some good friends.

If I need to pick up any item that might be needed that I can’t seem to find I can always go online and pick up some sweet deals on the Internet. There are plenty of good deals to be found these days. Companies are hurting for business, big time, so prices are dropping in order to make any type of sale.

I do believe that when the weather breaks and we get out of this dark cold winter, people’s spirits will start rising. It’s been a rough winter and with the economy not showing any signs of improving there are a tremendous amount of very unhappy folks out there. I can only hope that spring will help us all out. Travel and Outdoor Fun can do wonders for a body.

Spring is coming

When you start to realize that spring is just around the corner, for some reason it seems to be the time you start looking around the house and realizing that the house needs to be spiffed up just a little. The outside is getting ready to burst with beauty and your home looks like old man winter has whooped its rear end. I guess it comes from having a mother that always had to change something in the house before spring made our house look ‘tired’ as she would put it. She usually went out and bought new artificial flowers but that’s not my thing.

I think my house needs some new window blinds. You know how old and dingy they get after a couple of years and they’re an inexpensive way to really add a new ‘touch’ to the same old room. No need to spend a fortune either if you know the right place to shop for them. I even like window shades for some of my rooms like the bathroom for some odd reason. I don’t know why I want shades in there but maybe it’s because they seem to me like you have more privacy with them but that’s my opinion about it anyway. No one wants anyone to be able to see into their bathroom, now do they?

There are all sorts of window coverings available now from blinds, shades and those pleated shades which I really like. The wide array of colors are just about guaranteed to add that special touch to an otherwise ordinary room. You can color coordinate your blinds or shades to match your couch, bed covering, curtains or what ever you are wanting to accentuate. Luckily as a man, I had a mother that had a good eye for decorating and I guess I got a touch of that from her. Or at least, I like to think that’s where it comes from.

5 Smart Moves To Make Before The New Credit Card Law Takes Effect Come February 22nd, 2010

I read an interesting article on Yahoo about the new Credit Card Laws that will go into effect come February 22nd of this year of 2010. Words and thoughts to ponder.

1. Consider waiting to get new credit cards until after Feb. 22 because new accounts are protected from interest rate increases for the first year. As issuers compete for new customers in the new reform law landscape, there may be good deals and offers for people with good credit.

2. For existing accounts, consider doing a balance transfer from higher interest rate cards to accounts with lower APRs. Some issuers are offering good customers balance transfers of at least a year. Remember that there is a cost of 3 percent or 4 percent of the amount transferred, so weigh that decision carefully. Also, take note of what the new interest rate will be AFTER the promotional period ends. If it’s higher than the rate on the old card or only a few points lower, it may not be worth it to switch.

3. Have a Plan B backup card or two. Issuers can still lower your credit limit and close your account without advance notice. Make sure you have more than one card as a backup in case this happens to you and you need a credit card for emergencies.

4. Charge a small amount on those other cards every other month and pay it off in full when the bill comes. This avoids any dormancy fee that may be assessed and may prevent the company from closing the account for inactivity. Some issuers require a minimum amount of charging to avoid inactivity fees, so check your terms.

5. Young adults’ access to credit will be restricted by the new law. For college students or anyone under 21 who is responsible with credit, the best move could be to get a credit card now while you still can on your own. After Feb. 22, you will have to get an adult (over 21) co-signer and may be asked to show proof you have the ability to pay.

MR Direct Stainless Steel Sinks

I think that it is high time that had a nice double stainless steel kitchen sink for my kitchen. This has been something that I have been meaning to do, but has been put on the list and is pretty much at the bottom end of that particular “To Do” list. MR Direct has some sweet deals on their stainless steel kitchen sinks right now. Stainless steel is the only way to go as far as I’m concerned although they have such a wonderful variety of sinks these days that are really attractive but just not as practical in the long run like good old stainless steel.

Their website (mrdirectint.com) states that they offer same day shipping which is always a plus that I look for. Since I don’t enjoy going out and shopping the Internet has become the way to go for me to go these past few years. There are a lot of great deals to be found for online shoppers like myself, and I intend on making use of all that I can with my budget issues right now.

I’m just about ready to take all of my paperwork to my buddy in order to have my taxes taken care. I think that I did a pretty good job in keeping all of the receipts and tiny pieces of paper that is so necessary come this time of the year with April 15th looming right around the corner. I’m hoping that I will be receiving a good chunk of change back this year and I’d like to take care of some things that are on that “To Do” list and have them done once and for all.

Online Shopping

Online shopping is here to stay. I know that I’m not the only one that hates leaving the house to go shopping all over town trying to find what you want at the best price. I heard the numbers on the news the other evening of the online shoppers who purchased the majority of their Christmas holiday shopping using the Internet at home and at work. I don’t remember the exact numbers but they were very high, I’m wasn’t surprised at the numbers I can tell you that. It only makes sense to use the Internet to your advantage to find the best deals possible without ever having to leave the comfort of home and/or work.

Now with Christmas done and over with we are finding ourselves with a lot of gift cards to use on products or services. I just ordered a pair of hush puppies shoes along with a nice pair of ralph lauren sneakers online using one r more of the Visa gift cards that I received for Christmas.

With Valentine’s day coming up next month I have had my eye on a nice timex ironman watch that I would like to give to a certain lady friend on February 14th. I’ve done my research and found the perfect one at the right price. If I order it now it should arrive in plenty of time for the occasion. If something doesn’t work out with the order I still have plenty of time to find something else in time.

I look for free shipping offers, if you can get out of paying for the shipping you can get some mighty fine deals.