Damaged Credit Issues
I get the most pathetic email from one of my nieces begging me to help her get her dream car financed for her. She is currently out of work, lives at home and has serious bad credit issues for someone of her young age. Her folks haven’t got the kind of money that is needed to help put a decent down payment on any type of car, much less this dream car that she has fixated her self on recently. Times are hard, people are losing the jobs, their 401k’s, their homes, not the best of times for looking for family members to help bail you out. We are all feeling the pinch, people are scared and rightfully so, with the economy in the toilet, with no end in sight.
I would rather come to her aid with a plea from her in assisting with “ fix my credit” issues, that would be an easier request at this point. If she were to try and finance a decent vehicle in these times, I’m sure that she will be stuck with an extremely high interest rate, one that would set her up for failure from day one. She needs to buckle down and get a job and fix her damaged credit and earn her dream car the old fashioned way, with a little blood, sweat and tears.
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